• Minimum household income of $70,000
• Credit score of 500 or higher
• Just 2% down payment
• No active bankruptcy or consumer proposal

Once you meet these simple requirements, you could be on your way to homeownership. The program is particularly well-suited for newcomers to Canada ready to put down roots, self-employed professionals, first-time homebuyers seeking a smarter path, and those rebuilding their credit journey. These requirements are significantly more accessible than traditional mortgage approval, making homeownership possible for many who might otherwise struggle with conventional financing options.